County Portal

Los Angeles County First-Time Homebuyer Portal

Your guide to buying a first home in Los Angeles County. Find assistance grants, high-balance FHA options, and entry-level homes from SGV to Gateway Cities.

Median Home Price

~$880,000–$900,000

Top Buyer Cities

Pomona, West Covina, Whittier, Long Beach, Santa Clarita, Palmdale

Best Suited For

Buyers seeking accessible submarkets (San Gabriel Valley, Gateway Cities, Antelope Valley) and flexible financing structures.

Clear Paths to First-Time Homeownership in LA County

With diverse micro-markets spanning from the San Gabriel Valley to the Gateway Cities, navigating Los Angeles County as a first-time buyer requires targeted hyper-local insights. FirstHome.us provides the loan tools, assistance connections, and property portals needed to secure entry-level real estate across LA County.

LA First-Time Buyer Mortgage Programs

LA County HOP (Homeownership Program)

Deferred-payment loans for eligible low- and moderate-income first-time buyers.

High-Balance FHA Financing

Take advantage of LA County's higher federal loan limits with low down payment requirements.

MCC (Mortgage Credit Certificate)

Tax credit options that increase buyer qualifying power by lowering effective federal income tax liability.

Compare these against every FHA, VA, USDA, and Conventional 3% down option.

Accessible First-Time Buyer Submarkets

East LA / San Gabriel Valley (Pomona, West Covina)

High demand for suburban starter single-family homes.

Gateway Cities (Whittier, Downey, Norwalk)

Balanced options close to core employment centers.

Antelope Valley (Palmdale, Lancaster)

Maximum square footage and lowest entry-level prices in LA County.

Start your Los Angeles County home search with a local specialist