2026 PROGRAM STATUS
PROGRAM OVERVIEW
Dream For All is a shared-appreciation down payment assistance loan for qualified California first-time homebuyers. Assistance may be up to 20% of the purchase price or appraised value, subject to CalHFA limits and program rules. When the home is sold, transferred, or otherwise triggers repayment, the borrower generally repays the original assistance plus a share of the property’s appreciation.
Key requirements include first-time-homebuyer status, at least one first-generation homebuyer, California residency, applicable income limits, owner occupancy, homebuyer education, an eligible property, and financing through a CalHFA-approved lender. Citizenship or qualified-residency requirements and additional underwriting rules apply.
FIRSTHOME.US GUIDANCE
Buyers in Riverside County and San Bernardino County can contact us to prepare for a future application period or compare currently available alternatives. Program availability, funding, qualification, assistance amounts, and repayment terms are controlled by CalHFA and may change. Review current information at CalHFA.ca.gov.
APA Bond, Inc. | DRE 02166761 | NMLS 2286832 | Equal Housing Opportunity